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yahoo finance launches social savings app tanda, an alternative to credit cards


yahoo finance today launched a new app called tanda that allows small groups of either five or nine people to save money together for short-term goals. the app uses the concept of a “money pool” – that is, everyone participating in one tanda’s collaborative savings circles will pay a fixed amount to the group’s savings pot every month. and every month, one member gets to take home the full pot.but tanda is not a gambling app. that is, users are not contributing in the hopes of “winning” the pot of money – everyone in the savings circle gets a chance to take home the full pot at some point.the app is based on the age-old “rotating savings and credit associations” (rosca) concept, which pushes people to save through the use of collective pressure.in other words, while it’s true that you coul






yahoo is no more, but what's that mean for my yahoo fantasy sports?


verizon now owns yahoo and merged it with aol, but what does that mean for yahoo finance?        






investors can now make trades on yahoo finance


it’s no longer just a place to look up stock market data and company news. yahoo finance is now introducing trading directly via its app.with 75 million monthly active users, yahoo finance (our sister brand) has become a popular home for all things investing, other than investing itself. now the group is introducing a partnership with tradeit, which allows users to sync their brokerage portfolios so they can buy and sell stocks without leaving the app.the new feature will work for clients of fidelity, scottrade, e-trade and other services. users just have to select the “link broker accounts” tab on the app to get started.“we are trying to make sure that we’re always as effective as possible,” said yf’s head of product, michael la guardia. he said they’re hoping to “provide for more value f






fed rate boost won't help savings accounts


fed’s anticipated rate boost won’t help paltry interest yields on traditional savings accountsby jonnelle marte  • washington postthe federal reserve is widely expected to raise its benchmark interest rate by 0.25 percentage points on wednesday, which would make it only the third such rate increase since the end of the financial crisis.you have probably seen the anticipated increase affect the rates for credit cards, home equity lines of credit and other loans. but it may be a while before the fed’s rate increases start to make a difference in one key area of your finances: your savings account.“people need to get used to the idea of [savings account] rates being low,” says alan maceachin, a corporate economist at navy federal credit union.in the past, fed rate increases have meant better






conquer fear of credit cards now, reap benefits later


young adults who are afraid of credit cards in the long shadow of the recession usually think only of the risks, rather than the role they play in establishing credit, consumer credit experts say. that can hold them back from building the credit history they'll need later on if they want to finance a car or get a mortgage.data from the consumer financial protection bureau show that about half of people ages 18 to 34 had at least one credit card in 2015, compared with 60 to 80 percent for those 35 and older. last year, an analysis of federal reserve data by the new york times found that just over a third of these young adults, or millennials, had credit card balances, an indicator of whether people are using their cards.credit card issuers in the past marketed extensively to young people, p






tally wants to automate your financial life, with managing credit cards as its f


it’s not easy to get out of credit card debt, but a startup called tally wants to help consumers do just that, as its first step in automating their personal finances. that company is launching with a mobile app today that is designed to help consumers avoid late fees, lower credit card balances and maximize their savings.over the last few years, i’ve been looking for products and services in the fintech space that are designed to automate the process of saving money and paying down debt. and while there are a number of companies that provide dashboards, insights and analytics that help you understand your personal finances, very few actually do anything.basically, i’ve been trying to find a robo-advisor for your personal finances — something that will take a look at your income, checking






savings ratio at record low as disposable income drops, says ons


image copyrightgetty imagesthe proportion of uk residents' disposable income that goes into savings has fallen to a record low.the savings ratio - which measures the outgoings and incomings that affect households - has been falling sharply for more than a year.the office for national statistics (ons) said the ratio stood at 1.7% from january to march, down from 3.3% in the previous quarter.the uk economy grew by 0.2% in the first quarter of 2017, the ons said.this was unchanged from an earlier estimate but confirmed the slowdown from the 0.7% rate seen in the final quarter of last year.growth in the business services and finance sectors helped to offset slower consumer spending, the ons said.tax effectconsumer spending and saving were hit by another fall in disposable income. for the first






savings ratio at record low as disposable income drops, says ons


image copyrightgetty imagesthe proportion of uk residents' disposable income that goes into savings has fallen to a record low.the savings ratio - which measures the outgoings and incomings that affect households - has been falling sharply for more than a year.the office for national statistics (ons) said the ratio stood at 1.7% from january to march, down from 3.3% in the previous quarter.the uk economy grew by 0.2% in the first quarter of 2017, the ons said.this was unchanged from an earlier estimate but confirmed the slowdown from the 0.7% rate seen in the final quarter of last year.growth in the business services and finance sectors helped to offset slower consumer spending, the ons said.tax effectconsumer spending and saving were hit by another fall in disposable income. for the first






conquer fear of credit cards now, reap benefits later – the denver post


by ellen cannon, the associated pressyoung adults who are afraid of credit cards in the long shadow of the recession usually think only of the risks, rather than the role they play in establishing credit, consumer credit experts say. that can hold them back from building the credit history they’ll need later on if they want to finance a car or get a mortgage.data from the consumer financial protection bureau show that about half of people ages 18 to 34 had at least one credit card in 2015, compared with 60 to 80 percent for those 35 and older. last year, an analysis of federal reserve data by the new york times found that just over a third of these young adults, or millennials, had credit card balances, an indicator of whether people are using their cards.credit card issuers in the past ma






conquer fear of credit cards now, reap benefits later


young adults who are afraid of credit cards in the long shadow of the recession usually think only of the risks, rather than the role they play in establishing credit, consumer credit experts say. that can hold them back from building the credit history they’ll need later on if they want to finance a car or get a mortgage.data from the consumer financial protection bureau show that about half of people ages 18 to 34 had at least one credit card in 2015, compared with 60 to 80 percent for those 35 and older. last year, an analysis of federal reserve data by the new york times found that just over a third of these young adults, or millennials, had credit card balances, an indicator of whether people are using their cards.credit card issuers in the past marketed extensively to young people, p






birch raises $1 million to help you reap the best credit card rewards


birch finance, a techcrunch disrupt 2016 battlefield alum, has raised a $1 million seed round from agp miami, kevin johnson, the former ceo of ebates and frank azor, founder of alienware. the plan is to grow birch finance’s user base and increase its opportunities for monetization.birch finance aims to help people make the most of the credit cards in their wallets by telling them which cards will earn them the most points. it works by analyzing your transaction history to identify missed rewards opportunities. last month, for example, i missed $34.01 in rewards, according to birch. in the last three months, i missed almost $100 worth of rewards. its geolocation feature on the birch ios app also lets you know which cards to use before your purchase.unlike budgeting apps, birch is targeting






birch raises $1 million to help you reap the best credit card rewards


birch finance, a techcrunch disrupt 2016 battlefield alum, has raised a $1 million seed round from agp miami, kevin johnson, the former ceo of ebates and frank azor, founder of alienware. the plan is to grow birch finance’s user base and increase its opportunities for monetization.birch finance aims to help people make the most of the credit cards in their wallets by telling them which cards will earn them the most points. it works by analyzing your transaction history to identify missed rewards opportunities. last month, for example, i missed $34.01 in rewards, according to birch. in the last three months, i missed almost $100 worth of rewards. its geolocation feature on the birch ios app also lets you know which cards to use before your purchase.unlike budgeting apps, birch is targeting






free credit karma score tips download


download download free credit karma cash finance tips. the free easier way to learn about karma credit score tips and much more. this credit karma cash guide finance tips show you how to sending and receiving your cash payment mobile via credit karma payment. credit karma cash is easier is faster, safer, and better than other mobile payment. easily to sending cash and save your credit karma score in less than a minute with payment cash mobile credit app. guide for credit karma cash finance is the best way to help you take care of your payment easily from your mobile phone very fast and safet. credit karma tips is an app that help you allows to easily pay your finance payment from mobile phone. as long as you using your credit card or bank account. step by step credit karma cash finance gui






verizon launches new ad and content unit as yahoo deal closes


by updated june 13, 2017 11:39 a.m. et aol chief executive and veteran ad salesman tim armstrong is ready to build a new empire, while yahoo yhoo 2.45% boss marissa mayer is leaving hers behind.verizon communications vz 0.26% announced tuesday it had completed its $4.5 billion acquisition of yahoo’s core internet assets.ms. mayer has opted to resign from yahoo given the changes to her role following the close of the acquisition, the company said.yahoo will be merged with aol, which verizon bought for $4.4 billion in 2015, to create a new online media and advertising subsidiary called oath, housing brands such as huffpost, techcrunch, yahoo finance, tumblr and the pair’s stack of advertising technology solutions.the two companies will benefit from the data verizon has on its subscribers, wh






verizon launches new ad and content unit as yahoo deal closes


by updated june 13, 2017 11:39 a.m. et aol chief executive and veteran ad salesman tim armstrong is ready to build a new empire, while yahoo yhoo 1.00% boss marissa mayer is leaving hers behind.verizon communications vz 0.50% announced tuesday it had completed its $4.5 billion acquisition of yahoo’s core internet assets.ms. mayer has opted to resign from yahoo given the changes to her role following the close of the acquisition, the company said.yahoo will be merged with aol, which verizon bought for $4.4 billion in 2015, to create a new online media and advertising subsidiary called oath, housing brands such as huffpost, techcrunch, yahoo finance, tumblr and the pair’s stack of advertising technology solutions.the two companies will benefit from the data verizon has on its subscribers, wh






verizon launches new ad and content unit as yahoo deal closes


by updated june 13, 2017 11:39 a.m. et aol chief executive and veteran ad salesman tim armstrong is ready to build a new empire, while yahoo yhoo -1.02% boss marissa mayer is leaving hers behind.verizon communications vz -1.42% announced tuesday it had completed its $4.5 billion acquisition of yahoo’s core internet assets.ms. mayer has opted to resign from yahoo given the changes to her role following the close of the acquisition, the company said.yahoo will be merged with aol, which verizon bought for $4.4 billion in 2015, to create a new online media and advertising subsidiary called oath, housing brands such as huffpost, techcrunch, yahoo finance, tumblr and the pair’s stack of advertising technology solutions.the two companies will benefit from the data verizon has on its subscribers,






verizon launches new ad and content unit as yahoo deal closes


by updated june 13, 2017 11:39 a.m. et aol chief executive and veteran ad salesman tim armstrong is ready to build a new empire, while yahoo yhoo 1.64% boss marissa mayer is leaving hers behind.verizon communications vz 0.13% announced tuesday it had completed its $4.5 billion acquisition of yahoo’s core internet assets.ms. mayer has opted to resign from yahoo given the changes to her role following the close of the acquisition, the company said.yahoo will be merged with aol, which verizon bought for $4.4 billion in 2015, to create a new online media and advertising subsidiary called oath, housing brands such as huffpost, techcrunch, yahoo finance, tumblr and the pair’s stack of advertising technology solutions.the two companies will benefit from the data verizon has on its subscribers, wh






verizon launches new ad and content unit as yahoo deal closes


by updated june 13, 2017 11:39 a.m. et aol chief executive and veteran ad salesman tim armstrong is ready to build a new empire, while yahoo yhoo 2.40% boss marissa mayer is leaving hers behind.verizon communications vz 0.31% announced tuesday it had completed its $4.5 billion acquisition of yahoo’s core internet assets.ms. mayer has opted to resign from yahoo given the changes to her role following the close of the acquisition, the company said.yahoo will be merged with aol, which verizon bought for $4.4 billion in 2015, to create a new online media and advertising subsidiary called oath, housing brands such as huffpost, techcrunch, yahoo finance, tumblr and the pair’s stack of advertising technology solutions.the two companies will benefit from the data verizon has on its subscribers, wh






verizon launches new ad and content unit as yahoo deal closes


by updated june 13, 2017 11:39 a.m. et aol chief executive and veteran ad salesman tim armstrong is ready to build a new empire, while yahoo yhoo -2.10% boss marissa mayer is leaving hers behind.verizon communications vz -1.55% announced tuesday it had completed its $4.5 billion acquisition of yahoo’s core internet assets.ms. mayer has opted to resign from yahoo given the changes to her role following the close of the acquisition, the company said.yahoo will be merged with aol, which verizon bought for $4.4 billion in 2015, to create a new online media and advertising subsidiary called oath, housing brands such as huffpost, techcrunch, yahoo finance, tumblr and the pair’s stack of advertising technology solutions.the two companies will benefit from the data verizon has on its subscribers,






verizon launches new ad and content unit as yahoo deal closes


by updated june 13, 2017 11:39 a.m. et aol chief executive and veteran ad salesman tim armstrong is ready to build a new empire, while yahoo yhoo -2.11% boss marissa mayer is leaving hers behind.verizon communications vz -1.55% announced tuesday it had completed its $4.5 billion acquisition of yahoo’s core internet assets.ms. mayer has opted to resign from yahoo given the changes to her role following the close of the acquisition, the company said.yahoo will be merged with aol, which verizon bought for $4.4 billion in 2015, to create a new online media and advertising subsidiary called oath, housing brands such as huffpost, techcrunch, yahoo finance, tumblr and the pair’s stack of advertising technology solutions.the two companies will benefit from the data verizon has on its subscribers,






verizon launches new ad and content unit as yahoo deal closes


by updated june 13, 2017 11:39 a.m. et aol chief executive and veteran ad salesman tim armstrong is ready to build a new empire, while yahoo yhoo 1.48% boss marissa mayer is leaving hers behind.verizon communications vz 0.11% announced tuesday it had completed its $4.5 billion acquisition of yahoo’s core internet assets.ms. mayer has opted to resign from yahoo given the changes to her role following the close of the acquisition, the company said.yahoo will be merged with aol, which verizon bought for $4.4 billion in 2015, to create a new online media and advertising subsidiary called oath, housing brands such as huffpost, techcrunch, yahoo finance, tumblr and the pair’s stack of advertising technology solutions.the two companies will benefit from the data verizon has on its subscribers, wh






verizon launches new ad and content unit as yahoo deal closes


by updated june 13, 2017 11:39 a.m. et aol chief executive and veteran ad salesman tim armstrong is ready to build a new empire, while yahoo yhoo 1.21% boss marissa mayer is leaving hers behind.verizon communications vz 0.50% announced tuesday it had completed its $4.5 billion acquisition of yahoo’s core internet assets.ms. mayer has opted to resign from yahoo given the changes to her role following the close of the acquisition, the company said.yahoo will be merged with aol, which verizon bought for $4.4 billion in 2015, to create a new online media and advertising subsidiary called oath, housing brands such as huffpost, techcrunch, yahoo finance, tumblr and the pair’s stack of advertising technology solutions.the two companies will benefit from the data verizon has on its subscribers, wh






verizon launches new ad and content unit as yahoo deal closes


by updated june 13, 2017 11:39 a.m. et aol chief executive and veteran ad salesman tim armstrong is ready to build a new empire, while yahoo yhoo -0.41% boss marissa mayer is leaving hers behind.verizon communications vz -1.65% announced tuesday it had completed its $4.5 billion acquisition of yahoo’s core internet assets.ms. mayer has opted to resign from yahoo given the changes to her role following the close of the acquisition, the company said.yahoo will be merged with aol, which verizon bought for $4.4 billion in 2015, to create a new online media and advertising subsidiary called oath, housing brands such as huffpost, techcrunch, yahoo finance, tumblr and the pair’s stack of advertising technology solutions.the two companies will benefit from the data verizon has on its subscribers,






verizon launches new ad and content unit as yahoo deal closes


by updated june 13, 2017 11:39 a.m. et aol chief executive and veteran ad salesman tim armstrong is ready to build a new empire, while yahoo yhoo -0.61% boss marissa mayer is leaving hers behind.verizon communications vz -0.11% announced tuesday it had completed its $4.5 billion acquisition of yahoo’s core internet assets.ms. mayer has opted to resign from yahoo given the changes to her role following the close of the acquisition, the company said.yahoo will be merged with aol, which verizon bought for $4.4 billion in 2015, to create a new online media and advertising subsidiary called oath, housing brands such as huffpost, techcrunch, yahoo finance, tumblr and the pair’s stack of advertising technology solutions.the two companies will benefit from the data verizon has on its subscribers,






verizon launches new ad and content unit as yahoo deal closes


by updated june 13, 2017 11:39 a.m. et aol chief executive and veteran ad salesman tim armstrong is ready to build a new empire, while yahoo yhoo 0.64% boss marissa mayer is leaving hers behind.verizon communications vz -1.44% announced tuesday it had completed its $4.5 billion acquisition of yahoo’s core internet assets.ms. mayer has opted to resign from yahoo given the changes to her role following the close of the acquisition, the company said.yahoo will be merged with aol, which verizon bought for $4.4 billion in 2015, to create a new online media and advertising subsidiary called oath, housing brands such as huffpost, techcrunch, yahoo finance, tumblr and the pair’s stack of advertising technology solutions.the two companies will benefit from the data verizon has on its subscribers, w






verizon launches new ad and content unit as yahoo deal closes


by updated june 13, 2017 11:39 a.m. et aol chief executive and veteran ad salesman tim armstrong is ready to build a new empire, while yahoo yhoo -1.54% boss marissa mayer is leaving hers behind.verizon communications vz 0.12% announced tuesday it had completed its $4.5 billion acquisition of yahoo’s core internet assets.ms. mayer has opted to resign from yahoo given the changes to her role following the close of the acquisition, the company said.yahoo will be merged with aol, which verizon bought for $4.4 billion in 2015, to create a new online media and advertising subsidiary called oath, housing brands such as huffpost, techcrunch, yahoo finance, tumblr and the pair’s stack of advertising technology solutions.the two companies will benefit from the data verizon has on its subscribers, w






verizon launches new ad and content unit as yahoo deal closes


by updated june 13, 2017 11:39 a.m. et aol chief executive and veteran ad salesman tim armstrong is ready to build a new empire, while yahoo yhoo -1.10% boss marissa mayer is leaving hers behind.verizon communications vz -0.14% announced tuesday it had completed its $4.5 billion acquisition of yahoo’s core internet assets.ms. mayer has opted to resign from yahoo given the changes to her role following the close of the acquisition, the company said.yahoo will be merged with aol, which verizon bought for $4.4 billion in 2015, to create a new online media and advertising subsidiary called oath, housing brands such as huffpost, techcrunch, yahoo finance, tumblr and the pair’s stack of advertising technology solutions.the two companies will benefit from the data verizon has on its subscribers,






verizon launches new ad and content unit as yahoo deal closes


by updated june 13, 2017 11:39 a.m. et aol chief executive and veteran ad salesman tim armstrong is ready to build a new empire, while yahoo yhoo 0.09% boss marissa mayer is leaving hers behind.verizon communications vz -0.19% announced tuesday it had completed its $4.5 billion acquisition of yahoo’s core internet assets.ms. mayer has opted to resign from yahoo given the changes to her role following the close of the acquisition, the company said.yahoo will be merged with aol, which verizon bought for $4.4 billion in 2015, to create a new online media and advertising subsidiary called oath, housing brands such as huffpost, techcrunch, yahoo finance, tumblr and the pair’s stack of advertising technology solutions.the two companies will benefit from the data verizon has on its subscribers, w






verizon launches new ad and content unit as yahoo deal closes


by updated june 13, 2017 11:39 a.m. et aol chief executive and veteran ad salesman tim armstrong is ready to build a new empire, while yahoo yhoo 1.94% boss marissa mayer is leaving hers behind.verizon communications vz 0.38% announced tuesday it had completed its $4.5 billion acquisition of yahoo’s core internet assets.ms. mayer has opted to resign from yahoo given the changes to her role following the close of the acquisition, the company said.yahoo will be merged with aol, which verizon bought for $4.4 billion in 2015, to create a new online media and advertising subsidiary called oath, housing brands such as huffpost, techcrunch, yahoo finance, tumblr and the pair’s stack of advertising technology solutions.the two companies will benefit from the data verizon has on its subscribers, wh






verizon launches new ad and content unit as yahoo deal closes


by updated june 13, 2017 11:39 a.m. et aol chief executive and veteran ad salesman tim armstrong is ready to build a new empire, while yahoo yhoo -1.43% boss marissa mayer is leaving hers behind.verizon communications vz -0.25% announced tuesday it had completed its $4.5 billion acquisition of yahoo’s core internet assets.ms. mayer has opted to resign from yahoo given the changes to her role following the close of the acquisition, the company said.yahoo will be merged with aol, which verizon bought for $4.4 billion in 2015, to create a new online media and advertising subsidiary called oath, housing brands such as huffpost, techcrunch, yahoo finance, tumblr and the pair’s stack of advertising technology solutions.the two companies will benefit from the data verizon has on its subscribers,






verizon launches new ad and content unit as yahoo deal closes


by updated june 13, 2017 11:39 a.m. et aol chief executive and veteran ad salesman tim armstrong is ready to build a new empire, while yahoo yhoo -0.10% boss marissa mayer is leaving hers behind.verizon communications vz -0.11% announced tuesday it had completed its $4.5 billion acquisition of yahoo’s core internet assets.ms. mayer has opted to resign from yahoo given the changes to her role following the close of the acquisition, the company said.yahoo will be merged with aol, which verizon bought for $4.4 billion in 2015, to create a new online media and advertising subsidiary called oath, housing brands such as huffpost, techcrunch, yahoo finance, tumblr and the pair’s stack of advertising technology solutions.the two companies will benefit from the data verizon has on its subscribers,






verizon launches new ad and content unit as yahoo deal closes


by updated june 13, 2017 11:39 a.m. et aol chief executive and veteran ad salesman tim armstrong is ready to build a new empire, while yahoo yhoo 0.10% boss marissa mayer is leaving hers behind.verizon communications vz -0.31% announced tuesday it had completed its $4.5 billion acquisition of yahoo’s core internet assets.ms. mayer has opted to resign from yahoo given the changes to her role following the close of the acquisition, the company said.yahoo will be merged with aol, which verizon bought for $4.4 billion in 2015, to create a new online media and advertising subsidiary called oath, housing brands such as huffpost, techcrunch, yahoo finance, tumblr and the pair’s stack of advertising technology solutions.the two companies will benefit from the data verizon has on its subscribers, w






verizon launches new ad and content unit as yahoo deal closes


by updated june 13, 2017 11:39 a.m. et aol chief executive and veteran ad salesman tim armstrong is ready to build a new empire, while yahoo yhoo -0.74% boss marissa mayer is leaving hers behind.verizon communications announced tuesday it had completed its $4.5 billion acquisition of yahoo’s core internet assets.ms. mayer has opted to resign from yahoo given the changes to her role following the close of the acquisition, the company said.yahoo will be merged with aol, which verizon bought for $4.4 billion in 2015, to create a new online media and advertising subsidiary called oath, housing brands such as huffpost, techcrunch, yahoo finance, tumblr and the pair’s stack of advertising technology solutions.the two companies will benefit from the data verizon has on its subscribers, which will






huffpost lays off 39 reporters and editors after yahoo-verizon deal closes


thirty-nine reporters and editors at huffpost were laid off wednesday in connection with verizon communications inc.’s acquisition of yahoo inc., according to the union representing the website’s editorial staffers.the union members who were laid off from huffpost — the news website formerly known as huffington post — “will receive a collectively-bargained severance package that includes two months’ salary plus a week of pay for each year of service and continued health benefits for that entire period,” writer’s guild of america, east, said in a statement.verizon’s acquisition of yahoo’s core internet business was finalized tuesday. yahoo and verizon’s aol unit merged to create oath, which includes huffpost, yahoo sports, aol.com, makers, tumblr, build studios, yahoo finance and yahoo mail






free credit karma score tips download


download download free credit karma cash finance tips. the free easier way to learn everything about karma credit tips and much more. this credit karma guide finance tips show you how to sending and receiving your cash payment mobile via credit karma payment. credit karma cash is easier is faster, safer, and better than other mobile payment. easily to sending cash and save your credit karma score in less than a minute with payment cash mobile credit appguide for credit karma cash finance is the best way to help you take care of your payment easily from your mobile phone very fast and safest. credit karma tips is an app that help you allows to easily pay your finance payment from mobile phone. as long as you using your credit card or bank account. step by step credit karma cash finance guid






index-backed pariti is an app to help you get out of debt


many of london’s burgeoning fintech startups — from online wealth manager nutmeg to ‘micro savings’ bots plum and chip — are focussed on savings and investments by making it easier and more competitive to put money aside for a rainy day. however, one startup, quietly backed by index ventures and jamjar investments in late 2015, is tackling financial health from a different and more immediate angle: debt.founded by matthew ford, who was previously head of acquisitions for ontrees, a personal finance app that exited to moneysupermarket in 2014, pariti is a mobile app that helps you keep an eye on your spending and, crucially, tracks how much you are paying out servicing existing debt, such as overdrafts or credit cards. it then suggest changes you can make to pay off that debt quicker.“we co






verizon exploring combination with cable firm charter communications


verizon communications inc. is exploring a combination with charter communications inc. that would unite two giants in search of growth in a idly consolidating media and telecom landscape, according to people familiar with the matter.verizon ceo lowell mcadam has made a preliminary approach to officials close to charter, which has a market value of more than $80 billion. verizon is working with advisers to study a potential...