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www.searchforfunds.com

www.searchforfunds.com another pew study has found some interesting data on how fast cash a nce loans are chosen and paid. pew's payday lending in america series once again has studied the behaviors of short-term loan borrowers in order bring more light in how the industry affects the average person. most direct lenders would tell you that a person who applies for one of their direct cash a nce loans is having financial troubles. it's an obvious answer, why else would someone be willing to pay the fees behind the loan? what the pew study found was a more in depth answer. they calculated that 58% of the fast cash users were not just experiencing temporary emergencies but rather troubles keeping up with monthly expenses. this finding supports pew's first report which touched upon how users would rather take out a short-term loan rather than have to work at cutting back on their lifestyle. in order to redirect these findings, borrowers will need to work on their budgets and cutting back on monthly expenses. this could mean trading in a luxury car for something more affordable, downsizing their home or cutting out household luxuries like internet, cable and movie channels. the more money they can keep in their bank accounts the less chance they will need to use a short-term loan. cutbacks will also help correct pew's second finding that only 14% of those borrowers studied can actually afford to pay the loan back in full. it is tough to repay a loan plus fees out of one paycheck. the remaining 76% need to be creative to find the extra money without leaving their budget unguarded. some may have a family member or friend who could help while others may have to sell off household items. the pew study also touched upon the mindset of a person seeking out direct cash lenders. the ... ادامه ...

www.unionstateloans.com

www.unionstateloans.com the financial difficulties that we all face are not small matters. these days, simply meeting our regular bills is something of a challenge, and dealing with these commitments can drive some people to desperate measures, such as taking out a payday loan for bad credit mana ent purposes. in fact, getting a loan under such terms is something of a knee- reaction to counter mounting pressure. rarely, if ever, will such a move alleviate the problem, and often it leads to a worse situation which prompts the borrower to opt for bankruptcy. it is possible to avoid declaring bankruptcy completely. but exactly why is a payday loan such a bad option when it is arguably the most accessible loan type for bad credit borrowers? well, while they do have their uses, there other options to consider that are more proactive solutions, and come with far less ociated pressure. why payday loans may not work taking out a payday loan for bad credit mana ent purposes can create more problems than it solves. for a start, the interest rate that is typically charged on this kind of loan is extremely high, ranging between 30% and 50%, depending on the lender. what is more, the amount of time that is given to clear the debt in full is extremely short, with as little as 14 days stipulated in some contracts. this is because the loan is granted against an upcoming paycheck. and with so little time and such high interest, pressure increases dramatically, so that in the long run, it becomes difficult to avoid declaring bankruptcy. anyway, the size of a payday loan is small. the maximum available is $1,500, which is enough to deal with a financial emergency. and since full repayment ($1,950) is taken from a paycheck, there is little left to deal with regular monthly obligations. why ... ادامه ...

مذاکره، فقط اتمام حجت است!

ترسو های منتظر معجزهیک عده از آدم ها ترسو هستند، گرچه ترسویی حکمت عقل است، اما افراط در آن صحیح نیست، حد وسط آن بنام احتیاط خوب است. تفریط آن هم به معنی: بی احتیاطی خوب نیست. اما عده ای سعی دارند: با مصادره شجاعت های دیگران، خود را شجاع معرفی نمایند. وقتی فلاسفه می گویند: وحدت در عین کثرت، همین جا معنی می دهد: با اینکه انسانها درجاتی از ترس را دارند، ولی در شجاع نشان دادن خودشان: به وحدت می رسند. یعنی هیچ حاضر نیست: خود را ترسو بداند. همانطور که هیچ خود را کم عقل، یا ظالم نمی داند، ولو اینکه ظلم او اظهر من الشمس باشد. این تفاوت بین رذایل و فضایل هم هست: رذایل ذاتا بد هستند و: هیچ ولو اینکه رذل باشد، خود را پست نمی داند! برع همه تمایل دارند: فضایل را در بالاترین درجه، به خود نسبت بدهند. پدری که به فرزند خود زور می گوید، یا فرزندی که پدر خود را کنک می زند، این را لازمه تربیت او می داند! یعنی از روی دلسوزی ظلم می کند. پس رذیلت ظلم را، از خود دور می کند و: فضیلت دلسوزی را، به خود نسبت می دهد. در اجتماع هم همینطور است: خیلی ها به جبهه اعزام می شوند، اما یکی برای حاسوسی نظامی! و دیگری برای دفاع از میهن. اما حتی ج ... ادامه ...