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candidate for governor to use public campaign financing


annapolis, md. (ap) — state sen. richard madaleno says he will use public campaign financing in his bid for the democratic nomination in the maryland governor’s race.in making the announcement friday, madaleno said democrats should no longer accept unlimited money pouring into elections from undisclosed donors. he says he’ll fight for everyday families and not the interests of the big-donor class.the state elections board implements the state’s public campaign financing fund. it says it has about $2.9 million. candidates would need to raise 10 percent of the fund to qualify.gov. larry hogan, a republican, used public campaign financing in 2014 and became the first to win the governorship with public financing. before that, the fund had only been used once before in 1994.most read storiesun






guatemala president expels un anti-corruption chief


guatemala city — guatemalan president jimmy morales announced sunday he is expelling the head of a u.n. anti-corruption commission that is investigating the president's campaign financing.a video posted on the government's twitter site showed morales declaring ivan velasquez "non grata" and ordering him to leave the country immediately. he also announced he was firing foreign minister carlos raul morales for failure to carry out the expulsion.velasquez heads a 10-year-old commission of experts that has worked with guatemalan prosecutors to root out corruption in the country. it was key to bringing down former president otto perez molina, who was forced to resign in 2015 and remains in prison.chief prosecutor thelma aldana, working with the u.n. commission, announced on friday that she was






abq public financing system should be updated, not undermined


commentary: in a rare demonstration of bipartisan cooperation, democratic and republican mayoral candidates and their operatives have teamed up to discredit the albuquerque open and ethical elections system passed by voters overwhelmingly – 69-31 percent — in 2005. by attacking the only publicly financed mayoral candidate in the race, they may have signed the death knell for the system and any hopes of reducing the influence of big money in local elections.courtesy photoeric griegothere is no question that the city’s public financing system needs to be overhauled.   making it more accessible, accountable and viable is fundamental to reducing the oversized role of powerful interests such as big developers and city contractors in city elections.however, some mayoral candidates and their poli






abq public financing system should be updated, not undermined


commentary: in a rare demonstration of bipartisan cooperation, democratic and republican mayoral candidates and their operatives have teamed up to discredit the albuquerque open and ethical elections system passed by voters overwhelmingly – 69-31 percent — in 2005. by attacking the only publicly financed mayoral candidate in the race, they may have signed the death knell for the system and any hopes of reducing the influence of big money in local elections.courtesy photoeric griegothere is no question that the city’s public financing system needs to be overhauled.   making it more accessible, accountable and viable is fundamental to reducing the oversized role of powerful interests such as big developers and city contractors in city elections.however, some mayoral candidates and their poli






republican tax bill takes aims at college athletics, stadium financing


one provision would eliminate tax-exempt financing of pro sports facilities.        






htc offers vive financing, expands availability to 9 more countries


htc's announced a new monthly financing plan for the vive system and said that it will sell the device in nine more regions this spring.cost is the biggest factor preventing many people from adopting high-end vr. but for others, the problem isn't money so much as it's the fact that in many places, they simply cannot buy a vive system. htc's trying to solve both of those problems with these announcements.in north america and china, the company is now offering financing options to let prospective vive owners spread out the system's cost. north american customers can choose 6-month or 12-month 0% financing or 24-month financing at 7.99%. the financing plans split the purchase into monthly payments of $138, $66.58, and $40.13 per month, respectively, all of which are easier to stomach than a o






the law firm cooley is updating its packet of startup tips and financing documen


the law firm cooley is putting out a new package of seed investment documents for public viewing on its “go” microsite, the firm said today.it’s a way for entrepreneurs and early stage investors and business owners to access what the firm considers to be best practices for early stage investment and to streamline the process for committing capital at the seed stage.the firm said its new release was prompted by the increase in convertible notes for early stage financing.since the investment structure is so popular, and relatively uncomplicated, it’s quickly becoming a default structure for early stage financing. the documents that cooley is making public are the same ones it uses in the hundreds of transactions the firm has completed for startups.the new documents will also be available on






the law firm cooley is updating its packet of startup tips and financing documen


the law firm cooley is putting out a new package of seed investment documents for public viewing on its “go” microsite, the firm said today.it’s a way for entrepreneurs and early-stage investors and business owners to access what the firm considers to be best practices for early-stage investment and to streamline the process for committing capital at the seed stage.the firm said its new release was prompted by the increase in convertible notes for early-stage financing.because the investment structure is so popular, and relatively uncomplicated, it’s quickly becoming a default structure for early-stage financing. the documents that cooley is making public are the same ones it uses in the hundreds of transactions the firm has completed for startups.the new documents also will be available o






factors to consider when selecting the appropriate financing option


startup capital is hard to come by. even with your savings, you will soon realize that you need a capital boost and that is when you will have to choose between the two common means of funding — debt and equity financing. what are these two funding options? essentially, what these two options ask is whether […] the post factors to consider when selecting the appropriate financing option appeared first on dumb little man.






htc offers vive financing, expands availability to 9 more countries


htc is expanding its reach in the vr market. starting this week, the company will begin shipping to nine new regions, and it's also making it easier to buy a vive system by offering a monthly financing plan.






guatemala request to lift president's immunity to proceed


guatemala city — guatemala's supreme court has sent a request to lift president jimmy morales' immunity from prosecution to congress for final consideration.monday's court decision on the request from prosecutors is related to allegations of illegal financing for morales' 2015 campaign. investigations have targeted several political parties including his national convergence front.prosecutors allege that about $825,000 of financing for the campaign was hidden and other expenditures had no explainable source of funding. morales has denied any wrongdoing.last month chief prosecutor thelma adana and the head of a u.n. anti-corruption commission announced they were seeking to lift the immunity of office that morales enjoys as president.two days later morales ordered commission chief ivan velas






htc america now offering financing for smartphones through td bank


htc is launching its finance program to customers who purchase any of htc’s smartphones directly from its website. the news comes just in time before the taiwanese phone maker is getting ready to announce a new htc u device on november 2.when the htc u11 came out back in may, customers had the option to take advantage of 24 month financing through paypal credit. so financing an unlocked htc phone in the states is not a brand-new occurrence.the new htc financing program can instantly approve customers online, for those making purchases of smartphones and accessories totaling $599 or more.payments are divided into 24 months with no finance fees for well-qualified customers.htc is expected to announce a new smartphone on november 2. we've already seen leaks and teasers from htc. from what we'






judge invalidates law that would have allowed public financing of political camp


a superior court judge has struck down a new law signed by gov. jerry brown that would have allowed cities, counties and the state to provide public financing of political campaigns, ruling that it violates a ban on that use of taxpayer dollars established nearly 30 years ago, officials said monday.judge timothy m. frawley in sacramento ruled that the financing law, which was signed last september, "directly contradicts" proposition 73, an initiative approved by voters in 1988 that bans use of public money for campaigns.the judge ruled the new law did not "further the purpose" of proposition 73, which is the only means in which the legislature can amend a law passed by the voters.“we are very pleased with the decision,” said jon coupal, president of the howard jarvis taxpayers assn., which






former french president nicolas sarkozy to stand trial over paign financing


paris—former french president nicolas sarkozy has been ordered to stand trial for allegedly breaking paign financing rules in his failed bid for reelection in 2012, a judicial official said tuesday.an investigating magistrate ordered mr. sarkozy on feb. 3 to stand trial after a year-long investigation for “illegal financing of an election...






keller sweeps high-dollar race to become abq’s next mayor


state auditor tim keller landed strong in his bid to be albuquerque’s next mayor, sweeping up just under 62 percent of the vote last night in an election with large turnout for albuquerque — 29 percent.courtesy photoalbuquerque mayor-elect tim kellerkeller ran a largely positive campaign, emphasizing along the way grassroots support for his campaign. the only candidate in the race who went for public financing, he raised 6,000 small donations of $5 apiece early in the year to qualify for public funding.keller noted in his victory speech the positive nature of his campaign, saying he had “rejected division.” his campaign overcame negative ads charging he was soft on sex offenders and numerous ethics complaints filed by his political opponents.as a publicly financed candidate he was in the m






factors to consider when selecting the appropriate financing option


startup capital is hard to come by. even with your savings, you will soon realize that you need a capital boost and that is when you will have to choose between the two common means of funding. you have to pick between debt and equity financing?what are these two funding options?essentially, what these two options ask is whether you need to take a loan for capital or get an investor willing to invest in your company. either option has significant business consequences, hence the thorough considerations.under debt financing, you will borrow money from a lender at an interest and you will be expected to repay the money after an agreed duration. on the other hand, equity financing is where you trade the ownership of your company for investment funds. often, equity investors include venture ca






in mideast, mnuchin looks to raise pressure on iran, stem terror financing


riyadh—u.s. treasury secretary steven mnuchin kicked off a week of high-level meetings across the middle east aimed at increasing financial pressure on iran and cracking down on terror financing in the region.on wednesday, he launched a new regional antiterror-finance center in saudi arabia called the terrorist financing targeting center, which brings together the u.s., saudi arabia, qatar and five other gulf states to cut off the flow of money to terror networks in the region. in its first steps, the group said it would...






former french president nicolas sarkozy to stand trial over paign financing


paris—former french president nicolas sarkozy has been ordered to stand trial for allegedly breaking paign financing rules in his failed bid for reelection in 2012, a judicial official said tuesday.an investigating magistrate ordered mr. sarkozy on feb. 3 to stand trial on charges of illegal financing of an election paign, according to the judicial official. prosecutors allege mr. sarkozy ignored warnings he would break...






factors to consider when selecting the appropriate financing option


are you looking for something other than a financial boost? do you have big expansion plans? do you foresee rapid growth in business and are in need of a big boost? you need equity financing.equity lenders often look at a business’s potential for growth and how they can make greater returns for their investments. if you foresee this and are looking for financing to get you there, then you need to start your search for equity lenders. you will need to prepare a comprehensive business plan, detailed financial projections, and reports of the business history. these are essential for venture capitalists or angel investors but unnecessary in debt financing.for equity financing, you also need to have a strong management team, a strong marketing acumen, and passion for your business. these will h






chargers fan keeps banners flying, billboards lit in response to nfl's move


joseph macrae is still upset about the chargers move from san diego to los angeles, and he's financing a banner and billboard campaign to prove it.        






st. paul looks to tax-increment financing to help cover cleanup costs at soccer


st. paul is looking to use tax-increment financing to clean up the soil at the future site of the minnesota united stadium after the city's plan to secure grant money for the work fell through.city leaders agreed last year to cover $1.5 million worth of remediation on a portion of the stadium site where the metropolitan council used to store buses. st. paul finance director todd hurley said he thought the city could cover its costs with grant money secured by the st. paul port authority, which is leading the remediation efforts."we were not looking to use any city funds on the remediation of this," hurley said.but restrictions on the state and met council's grant programs meant their grant money could not be used to fix up the met council-owned bus barn site. so hurley moved to plan b: usi






st. paul looks to tax-increment financing to help cover cleanup costs at soccer


st. paul is looking to use tax-increment financing to clean up the soil at the future site of the minnesota united stadium after the city’s plan to secure grant money for the work fell through.city leaders agreed last year to cover $1.5 million worth of remediation on a portion of the stadium site where the metropolitan council used to store buses. st. paul finance director todd hurley said he thought the city could cover its costs with grant money secured by the st. paul port authority, which is leading the remediation efforts.“we were not looking to use any city funds on the remediation of this,” hurley said.but restrictions on the state and met council’s grant programs meant their grant money could not be used to fix up the met council-owned bus barn site. so hurley moved on to plan b:






neighborly is partnering with california to return bond financing to individual


looking to increase local participation in public financing, the state of california is partnering with early stage startup neighborly to make municipal bond investments available to any and all backers.over 100 years ago, when the golden gate bridge was just a glimmer in an urban planner’s eye, residents from all walks of life banded together to buy municipal bonds to support the massive construction project.people were mortgaging their houses to buy into the future growth of san francisco and its surrounding regions.today the rates of participation of citizens paying for infrastructure projects are far lower.since its inception, neighborly has billed itself as ‘modern public finance’ and the idea is an incredibly persuasive one.the public bond market is massive — clocking in at roughly $






5 tips for financing a residential investment property


the days of quick, easy financing are over, and the tightened credit market can make it tough to secure loans for investment properties. still, a little creativity and preparation can bring financing within reach of many real estate investors.the housing-market crash has become a distant memory, and home prices are looking healthy again. but does that mean there are good opportunities for investing in the residential real-estate market?home values are climbing in most places. according to the national association of realtors, 85 percent of major metro areas saw gains in prices for existing single-family homes during the first quarter of 2017, while 14 percent saw prices decline.but while interest rates remain low, the days of quick, easy financing are over, and the tightened credit market






neighborly is partnering with california to return bond financing to individual


looking to increase local participation in public financing, the state of california is partnering with early stage startup neighborly to make municipal bond investments available to any and all backers.over one hundred years ago, when the golden gate bridge was just a glimmer in an urban planner’s eye, residents from all walks of life banded together to buy municipal bonds to support the massive construction project.people were mortgaging their houses to buy into the future growth of san francisco and its surrounding regions.today the rates of participation of citizens paying for infrastructure projects are far lower.since its inception, neighborly has billed itself as ‘modern public finance’ and the idea is an incredibly persuasive one.the public bond market is massive — clocking in at r






prosecutors launch ad campaign to combat opioid crisis


boston (ap) — federal law enforcement officials in massachusetts have launched a public awareness campaign aimed at combatting the opioid epidemic.acting u.s. attorney for massachusetts william weinreb said wednesday that the campaign called “#resisttherisk” is designed to raise awareness about the dangers of using, selling and sharing the highly addictive drugs.the u.s. attorney’s office and the new england field division of the drug enforcement administration are placing four ads on public transportation system buses and red and orange line trains.one ad features a picture of a cemetery and says “keep your name off the next headstone.”most read storiesunlimited digital access. $1 for 4 weeks.the campaign will also include billboard messages and short videos on social media.the u.s. attor






in-memory database provider redis labs raises $44m


redis labs, a database company that specializes in in-memory databases, said today it has raised $44 million in a funding round led by goldman sachs.redis labs is like other typical open source-based database companies, where it offers the technology for free while charging for an enterprise tier. it’s a bet that while anyone can build something on the technology, the company will have the core competency to help companies manage their databases best.the company offers a database option that’s designed to be faster thanks to operating a database on the server’s memory. by doing that, in theory, companies should be able to handle operations (like those executed in nosql). there seems to have been a bit of an uptake in database startups, given the new financing for redis labs as well as mong






u.s. to sanction chinese bank over north korea financing


washington—marking a new phase in the trump administration’s pressure on north korea, the white house said it plans to cut off china’s bank of dandong from the u.s. financial system, accusing it of facilitating financing for companies involved in pyongyang’s weapons program.the move is an escalation in washington’s efforts to rein in north korea’s nuclear and missile programs, using a sanctions tool that proved effective under the...






guatemalan court blocks president's expulsion of u.n. prosecutor


guatemala’s political crisis deepened on sunday as a constitutional court temporarily barred president jimmy morales from expelling a united nations-backed anticorruption prosecutor probing allegations of illegal financing in the president’s 2015 election campaign.






guatemala congress to weigh lifting morales' immunity | news


a request to lift guatemalan president jimmy morales' immunity from prosecution should go before legislators for final consideration, the country's supreme court said.the court's decision on monday is related to allegations of illegal financing for morales' 2015 campaign.investigations have targeted several political parties including his national convergence front."there appears to be sufficient evidence to allow the transfer of the case to congress," supreme court spokesman angel pineda said.congress must now form a five-member committee to examine the case and present its conclusion to the full body. opinion: guatemala is on the verge of a major crisis for presidential immunity to be lifted, 105 of the 158 deputies would have to vote in favour of the request.following the ruling, morale






guatemala congress to weigh lifting morales' immunity | news


a request to lift guatemalan president jimmy morales' immunity from prosecution should go before lawmakers for a final consideration, the country's supreme court said.the court's decision on monday is related to allegations of illegal financing for morales' 2015 campaign.investigations have targeted several political parties including his national convergence front."there appears to be sufficient evidence to allow the transfer of the case to congress," supreme court spokesman angel pineda said.congress must now form a five-member committee to examine the case and present its conclusion to the full body. opinion: guatemala is on the verge of a major crisis for presidential immunity to be lifted, 105 of the 158 deputies would have to vote in favour of the request.following the ruling, morale






iran and afghanistan top 2017 basel aml index | news


iran, afghanistan and guinea-bissau are the riskiest countries in terms of money laundering and "terrorist" financing, according to a study by a swiss group.the basel institute of governance, which works with the public and private sector to counter corruption, released its annual anti money laundering (aml) index on friday.it ranked 146 countries by how vulnerable they are to financial risk."the basel aml index measures the risk of money laundering and terrorist financing of countries based on publicly available sources," the report said."as there are no quantitative data available, the basel aml index does not measure the actual existence of money laundering activity or amount of illicit financial money within a country but is designed to indicate the risk level, i.e. the vulnerabilities






university of minnesota announces $4 billion fundraising campaign


the university of minnesota is going public with a campaign to raise $4 billion for scholarships, faculty research and other projects by the year 2021.it’s the largest philanthropic effort ever undertaken by the university, said kathy schmidlkofer, president of the university of minnesota foundation.the campaign, which was formally announced friday, already has raised $2.5 billion, nearly 63 percent of its goal, officials say. but they waited until now to launch the public phase of the campaign, which has been quietly underway since 2011.the university set an ambitious goal to raise $1 billion for scholarships and other student aid; $2 billion for faculty and research, and $1 billion for a broad range of university initiatives.some of the largest individual donations — including $25 millio






kleiner perkins to invest $40 million in toronto-based tulip.io


tulip.io inc., whose mobile software allows sales associates and retailers to engage more effectively with customers, has raised $40 million in a new round of venture-capital financing led by kleiner perkins caufield & byers.the financing, which marks kleiner perkins’ largest investment in a canadian technology startup, will help tulip double its staff, expand to retailers in europe, south america and asia as well as develop its...






university of minnesota announces $4 billion fundraising campaign


the university of minnesota is going public with a campaign to raise $4 billion for scholarships, faculty research and other projects by the year 2021.the campaign, which was formally announced friday, already has raised $2.5 billion, nearly 63 percent of its goal, officials say. but they waited until now to launch the public phase of the campaign, which has been quietly underway since 2011.it is the largest philanthropic effort ever undertaken by the university, officials say.the university set an ambitious goal to raise $1 billion for scholarships and other student aid; $2 billion for faculty and research, and $1 billion for a broad range of university initiatives.some of the largest individual donations — including $25 million gifts from the masonic charities and land o’lakes in 2014 —






solar financing provider renovate america to trim 76 jobs in san diego.


renovate america, a provider of financing for solar panels and other home energy upgrades, said monday it is laying off 100 workers nationwide, including 76 at its san diego headquarters.the job cuts stem from renovate america’s moves to balance its budget under new chief executive roy guthrie, according to a company spokesman.guthrie joined the company earlier this month, replacing founder jp mcneill, who moved to vice chairman of the company’s board of directors.this is the second layoff this year at renovate america, the leading provider of property assessed clean energy (pace) financing in california. in may, the company trimmed 108 workers.this latest restructuring will consolidate some corporate functions and follows new pace consumer protection regulations signed into state law this






lawyer behind sanders’ allegations has history of complaints


montpelier, vt. (ap) — a republican lawyer pushing the allegations that sen. bernie sanders’ wife committed bank fraud to win a loan while president of a now-defunct vermont college has a long history of filing complaints against left-of-center politicians in the state.the complaints and public records requests filed by brady toensing date to 2004, when he sought expense documents from a vermont auditor of accounts to a 2015 complaint that the state’s former democratic attorney general had committed campaign finance violations.then he went after his biggest target to date, alleging during the 2016 campaign that jane sanders’ committed bank fraud while arranging a $10 million financing deal for burlington college.toensing, 49, lives in the vermont community of charlotte, is a partner in the






the tv tipping point: where do we go from here?


it’s time for a change.we’ve reached a tipping point: it’s now more common than not to subscribe to one or more streaming tv services.that’s where this digital life column comes in, which is being overhauled for the time being to zero in on the over-the-top (ott), as in over-the-internet, industry. once a week, i’ll pick a product or service and review it. or i’ll dedicate a column to answering particularly complex or common questions submitted by readers.why?because while the bulk of american households still have a cable or ellite tv package, the percentage is shrinking with each p ing year. and those who aren’t ready to cut the cord completely are ready to cut back: twice as many pay tv subscribers downgraded (12 percent) their pay-tv service than upgraded (6 percent) it in 2016, accord